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Home Energy Loan Program

Last Review: 2013-07-30
Incentive Type: State Loan Program
Eligible Efficiency Technologies: Water Heaters, Lighting, Furnaces, Boilers, Central Air conditioners, Duct/Air sealing, Building Insulation, Windows, Custom/Others pending approval, Tankless Water Heaters
Applicable Sectors: Residential
Terms: 2.99% fixed interest rate: 12-60 month loan term
4.99% fixed interest rate: 37-120 month loan term
Loans secured through a mortgage
Incentive Amount: Varies by improvements
Website: http://www.mncee.org/Find-Programs-Financing/Home-Energy-Loan//


The Home Energy Loan Program is a statewide program of the Minnesota Housing Finance Agency administered by the Center for Energy and Environment Financial Resources. It offers low interest loans to homeowners who want to make energy improvements to their properties. Eligible improvements include water heaters, furnaces, air conditioners, building insulation, windows, and doors. Custom improvements may be eligible as determined by the program administrator.

The property should be single-family (1-4 units) residential, but up to 49% of the residence can be used for business. Eligible property must have been built prior to May 1, 1989. There is no maximum annual household income limit, but borrowers must own the property or be purchasing it through mortgage or contract for deed.

Stephen Hines
Center for Energy and Environment
212 3rd Ave North
Suite 560
Minneapolis, MN 55401
Phone:(612) 335-5851 Ext.
Phone 2:(855) 296-5626
Email: shines@mncee.org
Web site: http://www.mncee.org/


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