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Low-Interest Energy Loan Programs

Last Review: 2013-02-13
Incentive Type: State Loan Program
Eligible Efficiency Technologies: Water Heaters, Lighting, Furnaces, Heat pumps, CHP/Cogeneration, Energy Mgmt. Systems/Building Controls, Duct/Air sealing, Building Insulation, Windows, Motor-ASDs/VSDs, Agricultural Equipment, Comprehensive Measures/Whole Building, Custom/Others pending approval, Solar Water Heat, Solar Space Heat, Photovoltaics, Wind, Biomass, Hydroelectric, Geothermal Heat Pumps, Small Hydroelectric
Applicable Sectors: Commercial
Terms: 4% interest with 5-year term
Incentive Amount: Residential Loans (including renewable energy loans): 1,000 to 15,000
Commercial Loans: 1,000 to 100,000
Commercial Renewable Loans: Up to 100,000
Website: http://www.energy.idaho.gov/financialassistance/energyloans.htm


The Idaho Governor's Office of Energy Resources (OER) State Energy Loan Program offers low-interest loans to make building improvements that will conserve energy and increase energy efficiency projects in Idaho. Loans are leveraged by utility incentives as well as federal and state tax credits and deductions. Loans are 4% interest with 5 year terms. Applications are evaluated on the basis of credit; all loans must be secured with real estate and/or equipment. As of February 1, 2011, loan applicants will be charged credit analysis fees incurred by the Idaho Governor's Office of Energy Resources. Fees for residential loans are $100 and fees for commercial loans are $250. The fee is due after the project analysis is completed and before the credit analysis is initiated. Loans are available for retrofit only, with the exception of some renewable resources. 

Tammy Japhet
Office of Energy Resources
304 N. 8th Street, Suite 250
PO Box 83720
Boise, ID 83720-0199
Phone:(208) 332-1660 Ext.
Phone 2:()
Web site: http://www.energy.idaho.gov


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