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Energy Conservation Loan

Last Review: 2013-07-03
Incentive Type: State Loan Program
Eligible Efficiency Technologies: Water Heaters, Chillers, Furnaces, Boilers, Heat pumps, Central Air conditioners, Programmable Thermostats, Caulking/Weather-stripping, Duct/Air sealing, Building Insulation, Windows, Siding, Roofs, Passive Solar Space Heat, Solar Water Heat, Solar Space Heat, Photovoltaics, Wind, Biomass, Geothermal Heat Pumps
Applicable Sectors: Residential
Terms: 0%, 1%, 3% or 6% depending on income, family size, location
Repayment term up to 10 years (subject to change)
Website: http://www.chif.org/page/energy-conservation-loan-program


Energy Conservation Loans for single families are available through the Connecticut Housing Investment Fund, Inc. (CHIF) to owners of one- to four-family homes who meet established income limits for family size and location. Interest rates vary in accordance with the borrower's family size and income, and the loan may be repaid over 10 years. Single-family homes can receive a 0% interest rate if the family has below a 50% Median Income, or if the loan is for a furnace/boilers that is ENERGY STAR rated or has more than an 84% efficiency rating.

Loans for large residential properties are available through the Multi-Family Energy Conservation Loan Program. The terms of this loan are similar to loans for single-family dwellings, with a higher principal available on the loan.

Applications for these programs are available from the program web site above. In addition to the application, the borrower must submit copies of the past two years' federal tax returns (with schedules) and a copy of a monthly mortgage statement or coupon (or a release of mortgage or deed).

Lisa Ruggeri
Connecticut Housing Investment Fund
121 Tremont Street

Hartford, CT 06105
Phone:(860) 233-5165 Ext.2019
Phone 2:()
Email: lisa@chif.org
Web site: http://www.chif.org


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